Transaction limits for scheduled transfers
Scheduled transfers need to fit within several different limits. Your verification level, daily and monthly caps, and country-specific restrictions all determine if you can proceed.
What verification level do I need?
You can only schedule transfers within your current verification level limits. If the amount exceeds your limit:
- You'll see an alert explaining the limitation
- You can't proceed with the transfer
- You'll need to reduce the amount or upgrade your verification level
All limits must be met before scheduling. You can't schedule a transfer and complete verification later (everything needs to be in place upfront).
How do daily and monthly sending limits work?
Your verification level includes daily and monthly sending limits, and all your scheduled transfers count toward these limits (even if they haven't been processed yet).
For example, you have a daily limit of $9,000 and schedule a $5,000 transfer for June 15th. When you try to schedule another $5,000 transfer for the same day, the combined total ($10,000) exceeds your daily limit. You can't proceed with the second transfer for that date. You could schedule it for June 16th instead, or reduce one of the amounts.
Alerts related to your sending limits appear on the Scheduling screen, not on the Enter Amount screen.
What about country-specific limits?
Different countries and receiving methods have their own transaction limits. Scheduled transfers must follow these restrictions:
- Per-transaction limits (maximum amount per single transfer)
- Monthly receiving limits (maximum total per month to a specific country)
All your scheduled transfers count toward these limits. If a transfer would exceed them, you'll see an alert and won’t be able to proceed with transaction. Country related limits are usually displayed on the Enter Amount screen.
Why might I not be able to proceed?
You might hit a wall if:
- The amount exceeds your verification level limits
- The transfer would put you over your daily or monthly sending limit
- Single or multiple scheduled transfers exceed the limits set by your recipient's country or financial institution
To resolve the issue, you can upgrade your verification level (for verification limits only), reduce the transfer amount, or choose a different month. You must resolve the issue before scheduling.
For more details about transaction limit, read sending limits