Send money to Pakistan from Canada
Send money to your loved ones in Karachi, Lahore, Islamabad, and across Pakistan with competitive CAD-to-PKR exchange rates, amazing speed, and a 100% money-back guarantee on transfers.
How to send money from Canada to Pakistan?
Submit a government-issued ID to complete this one-time FINTRAC requirement, which verifies your identity and determines your sending limit, including how much you can send to Pakistan per transfer.
Choose how your recipient in Pakistan receives the money, whether by bank deposit, JazzCash wallet, or Easypaisa, and for a bank deposit, provide their 24-character PK IBAN and full legal name.
Type the CAD amount you want to send, and review the live CAD to PKR exchange rate and the exact rupees your recipient will receive before you proceed, with no estimates or surprises
Fund via Interac e-Transfer, EFT, debit card, or bill payment — each carries a different fee and processing speed. Transfers over $500 CAD via e-Transfer, EFT, or bill payment are free.
Check the PKR amount, exchange rate, and fee on one screen. Once you confirm, the transfer is locked in and sent right away.
Watch your money move from Canada to Pakistan in real time, all the way to an HBL or Meezan Bank account, JazzCash wallet, or Easypaisa.
Cheapest way to send money from Canada to Pakistan
If you send under $500 CAD using those same methods, a flat $2.99 fee applies. Debit card remains the most expensive option because its fee scales with the amount sent rather than staying flat, so the gap widens the more you send.
What's the best way to send money to Pakistan?
Your recipient's location, banking access, and how quickly they need the funds determine which option works best. Pakistan's remittance infrastructure now covers every scenario.
Send money directly to accounts at HBL, Meezan Bank, National Bank of Pakistan, Bank Alfalah, MCB Bank, or UBL using the recipient’s valid 24-character PK IBAN, with no travel or cash collection required.
For recipients who prefer physical cash, transfers can be picked up at partner exchange company locations across Pakistan. The recipient needs a valid CNIC and the transfer reference number to collect.
Send money from Canada directly to mobile wallets in Pakistan like JazzCash and Easypaisa for fast and easy transfers. Recipients get funds instantly with SMS confirmation and can cash out through agent locations, franchise stores, or ATMs across Pakistan
Payment Methods Available for Transfers to Pakistan
Pay directly with your Visa or Mastercard debit, with funds leaving your account immediately so your family in Pakistan can receive support the same day.
Pay directly with your Visa or Mastercard debit, with funds leaving your account immediately so your family in Pakistan can receive support the same day.
Send an e-Transfer the same way you would to a friend or family member. Once received, it's applied to your transfer and sent to Pakistan within minutes.
Pay through your online banking portal or in person at your bank branch — works best for planned transfers where same-day speed matters less than fee savings.
Connect your Canadian bank account directly. Funds are pulled automatically, making it the most hands-off option for recurring transfers — useful if you send to Pakistan on a set schedule.
Load your CAD balance in advance so future transfers to Pakistan are immediate, with no processing wait or funding delay when urgency matters more than payment flexibility.
Frictionless transfers
Fastest way to send money to Pakistan from Canada
These are processed instantly on the Canada side and reach JazzCash or Easypaisa wallets within minutes of arrival in Pakistan through Raast, the State Bank of Pakistan’s real-time payment system.
To get the fastest transfer to Pakistan:
- Use a debit card or a pre-loaded CAD balance to send immediately from Canada
- Choose JazzCash or Easypaisa as the receiving method — wallet credits settle faster in Pakistan than bank deposits, which depend on the receiving bank's own processing window.
- Make sure your recipient's wallet is CNIC-verified — unverified accounts have lower balance caps that can hold incoming funds.
Transparent money transfer fees from Canada to Pakistan
Payment Method | Processing Time | Fees |
|---|---|---|
Debit Card | Instant — fastest option for urgent transfers | Below $500 CAD: $2.99-$6.99 CAD / Above $500 CAD: $8.99 CAD+ (scales with amount) |
e-Transfer | ~15 minutes | Below $500 CAD: $2.99 CAD / Above $500 CAD: Free |
EFT | 1-2 business days | Below $500 CAD: $2.99 CAD / Above $500 CAD: Free |
Bill Payment | 1 business day. | Below $500 CAD: $2.99 CAD / Above $500 CAD: Free. |
How to get the best CAD to PKR exchange rate
By comparison, a dedicated transfer service with a 0.3-0.5% margin can deliver far more PKR for the same CAD amount, even when your flat fee stays the same.
<br For larger transfers, such as property payments, medical bills, or Eid money sent to Karachi, Lahore, or Islamabad, even a half-percent difference can add several thousand rupees to your recipient's total. Rate alerts help you wait for the CAD/PKR level you want, then send a signal when the market reaches it.
Why RemitBee is the best app to send money to Pakistan
Sending money from Canada to Pakistan with RemitBee is quick and easy, offering multiple payment transfer methods to reach any destination in Pakistan.
Get live CAD to PKR rates in real time, with a 0.3 to 0.5% margin instead of the 3 to 4% spread banks quietly build into wire conversions, so your family receives more rupees without you paying more out of pocket.
Send more than $500 CAD by Interac e-Transfer, EFT, or bill payment and pay no service fee, with the full amount moving to Pakistan minus only the exchange rate margin and no flat charge added on top.
Review the exact PKR amount, exchange rate, and fee on one confirmation screen before you send, with no surprise deductions, shifting amounts after payment, or “misc. charges” appearing later.
Send to accounts at HBL, Meezan Bank, National Bank of Pakistan, and Bank Alfalah, or send directly to JazzCash and Easypaisa wallets for recipients who rely on mobile-first access to their money.
Follow every transfer from CAD debit through to PKR credit, with live updates for funds received, in transit, arrived in Pakistan, and credited to the account or wallet.
Every transfer is fully guaranteed, so if something goes wrong on our end, your money is covered, because sending to family in Pakistan should not carry the uncertainty of a traditional bank wire.
Don't just take our word for it
We have thousands of happy Remitbee users to back us up
Unbeatable
What makes our customer experience exceptional
Real people, instead of generic guides or chatbots
We provide 24/7 multilingual support for Canadian families sending money to Pakistan. The dedicated relationship managers handle complex transfers, while live chat resolves simple questions instantly.
Bank level security, without the bank level fees
The Canadian government audits our operations regularly, with official oversight and same regulatory protection as major Canadian banks.
AI systems catch suspicious activity before it touches your family support payments with advanced monitoring running 24/7.
We use SHA-256 RSA encryption to shield all data and to protect funds from hackers or scammers.
Complete refund including all fees if money doesn't reach your family — every rupee your send is fully insured and accounted for.
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Apps to Send Money from Canada to Pakistan
