Send money to Nepal from Canada

Send money to your loved ones in Kathmandu, Pokhara, Biratnagar, Lalitpur, and across Nepal with live CAD to NPR rates, bank deposit, cash pickup, and mobile wallet delivery.

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They receive
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FINTRAC regulated

How to send money from Canada to Nepal

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Verify your identity

Submit a government-issued ID to complete this one-time FINTRAC requirement, which confirms who you are and determines your sending limit, including how much you can transfer to Nepal per transaction.

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Enter your recipient's details

Select how your recipient in Nepal receives the money — bank deposit, cash pickup through EsewaRemit, or mobile wallet via eSewa or MORU — then provide the required details, which for a bank deposit means the recipient's account number, bank name, and full legal name as it appears on the account.

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Enter your transfer amount

Type in the CAD amount you want to send, and the live CAD to NPR exchange rate along with the exact Nepalese rupees your recipient will receive appears on screen before you go any further — no estimates, no adjustments afterward.

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Choose your payment method

Fund your transfer via Interac e-Transfer, EFT, debit card, or bill payment, with transfers above $500 CAD via e-Transfer, EFT, or bill payment carrying no service fee at all.

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Confirm your transfer 

One screen shows the NPR amount, the exchange rate, and the fee — once you confirm, the amount is final and the transfer moves immediately.

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Track your transfer in real time

Watch your money move from Canada to a bank account at Nabil Bank, NIC Asia Bank, Global IME Bank, Himalayan Bank, or any major institution your family uses in Nepal — or to their eSewa or MORU wallet — with live updates at every stage.

Cheapest way to send money to Nepal

Transfer $500 CAD or more to Nepal via Interac e-Transfer, EFT, or bill payment and the service fee is zero — the full amount converts to NPR with only the exchange rate margin applied, and nothing else taken out before it reaches your family.

For transfers under $500 CAD on those same methods, a flat $2.99 fee covers the transaction. Debit card pricing works differently: the fee rises alongside the transfer size rather than sitting flat, which means the cost gap between debit and e-Transfer widens the more rupees you're trying to move to Nepal.
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Best way to send money to Nepal from Canada

Nepal's remittance receiving network covers bank accounts, cash pickup locations, and mobile wallets — giving your family in Kathmandu, Pokhara, or a smaller district the flexibility to access funds in whatever way fits their situation best.

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Bank deposit

Send directly to a Nepalese bank account using the recipient's account number and bank name — Nepal does not use IBAN, so the account number is the correct identifier. Supported banks include Nabil Bank, NIC Asia Bank, Global IME Bank, Himalayan Bank, Nepal Investment Bank, NMB Bank, Sanima Bank, and Standard Chartered Bank, among others across the country.

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Cash pickup

Recipients across Nepal can collect funds in person through EsewaRemit partner locations by presenting a valid Nepalese citizenship card and the transfer reference number, with no bank account needed on their end — especially useful in districts where bank branches are harder to reach.

Available payment methods & speed

Here's how fast each option funds your transfer, from quickest to slowest.  

Instant
Debit card

Your Visa or Mastercard debit processes the payment immediately, so the transfer starts the moment you confirm — the right choice when your family in Kathmandu or Pokhara needs money the same day.

15 Minutes
Interac e-Transfer

Send the e-Transfer through your banking app the same way you would to any contact, and once it arrives on our end, it's applied to your transfer and dispatched toward Nepal within minutes.

1 Business day
Bill Payment

Pay through your bank's online portal or at a branch — a one-business-day method that works well for planned transfers to Nepal where keeping costs at zero matters more than same-day departure.

1-2 Business day
EFT (bank transfer)

Link your Canadian bank account and let the funds pull automatically, which makes EFT the most low-maintenance method for anyone transferring to Nepal on a regular monthly or bi-monthly schedule.

Instant
Visa debit (online)

Enter your card details via the app or web and the payment clears as a card transaction rather than a bank pull, locking in funds on the spot so the transfer starts without waiting on your bank's processing cycle.

Instant
Pre-loaded CAD balance

Top up your CAD balance ahead of time and every future transfer to Nepal fires the moment you confirm — no funding lag, no bank dependency, and no processing queue between you and the send.

Frictionless transfers

Best rate to send money to Nepal

The CAD to NPR rate is usually around 111-112 NPR per CAD, with Nepal’s rupee tied to the Indian rupee. Most banks hide a 3-4% exchange-rate spread in the conversion, meaning your recipient gets fewer rupees without a visible fee.

Transfer services with tighter margins (around 0.3-0.5%) can deliver significantly more NPR on the same transfer amount. Setting rate alerts can also help you send when the CAD strengthens — especially before high-remittance periods like Dashain and Tihar.

The speed of your transfer to Nepal depends on two factors:

  • Our service
  • Your choice of Payment Method

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Transparent Money Transfer Fees from Canada to Nepal

The method you fund your transfer with shapes how many Nepalese rupees arrive on the other end, so every fee is disclosed on the confirmation screen before you send — not surfaced in a follow-up receipt after the money has already moved.
Payment Method
Processing Time
Fees
Debit Card
Instant
Below $500 CAD: $2.99-$6.99 CAD / Above $500 CAD: $8.99 CAD+ (scales with amount)
e-Transfer
~15 minutes
Below $500 CAD: $2.99 CAD / Above $500 CAD: Free
EFT
1-2 business days
Below $500 CAD: $2.99 CAD / Above $500 CAD: Free
Bill Payment
1 business day
Below $500 CAD: $2.99 CAD / Above $500 CAD: Free

Why RemitBee is the best app to send money to Nepal

From Toronto to Kathmandu, Calgary to Pokhara — RemitBee is built for Nepali Canadians who want every rupee they send to land whole, on time, and at a rate that actually reflects what the market is offering.

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Best CAD to NPR rate

Live rates that refresh in real time, carrying a 0.3 to 0.5% margin instead of the 3 to 4% spread banks fold into wire conversions — your family receives more Nepalese rupees on every transfer, and the advantage compounds the more you send.

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Zero fees over $500 CAD

Transfer above $500 CAD via Interac e-Transfer, EFT, or bill payment and the service fee is zero — only the rate margin applies, and the rest of your CAD converts to NPR without any additional deduction.

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Bank, wallet, and cash pickup delivery

Send to accounts at Nabil Bank, NIC Asia Bank, Global IME Bank, Himalayan Bank, and 25+ other major Nepalese banks, or deliver directly to eSewa and MORU wallets, or cash pickup through EsewaRemit — reaching recipients across Nepal regardless of whether they use a bank, a wallet, or neither.

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No surprises at checkout

One confirmation screen locks the exact NPR amount, the CAD to NPR rate, and the fee before the transfer moves, so the figure your family in Kathmandu or Pokhara expects is the figure that credits their account or wallet.

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Real-time tracking

Live status updates accompany every transfer from CAD debit through to NPR credit — sent, in transit, arrived in Nepal, credited to the account or wallet — so both you and your family can see exactly where the money stands at any point.

Don't just take our word for it

We have thousands of happy Remitbee users to back us up

Unbeatable

What makes our customer experience exceptional

Questions can come up anytime, and when it comes to transfers, you need answers instantly even during holidays, after hours, or peak periods. Our support team is always ready to help.

Real people, instead of generic guides or chatbots 

We provide 24/7 multilingual support for Canadian families sending money to Nepal. The dedicated relationship managers handle complex transfers, while live chat resolves simple questions instantly. 

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Bank level security, without the bank level fees 

A team of cyber-security experts and developers have developed a battle-tested security system that protects your hard-earned money — having even the toughest hackers on darkweb scratch their heads.  
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FINTRAC Regulated

The Canadian government audits our operations regularly, with official oversight and same regulatory protection as major Canadian banks. 

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Fortified Fraud Detection

AI systems catch suspicious activity before it touches your family support payments with advanced monitoring running 24/7. 

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State of Art Encryption

We use SHA-256 RSA encryption to shield all data and to protect funds from hackers or scammers.

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100% Money-back Guarantee

Complete refund including all fees if money doesn't reach your family — every rupee your send is fully insured and accounted for. 

Apps to Send Money from Canada to Nepal

Remitbee is the best and most secure option when you send money from Canada to Nepal

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Frequently asked questions

Have questions? We have answers!

What details do I need to send money to Nepal by bank transfer?
What is the cheapest way to send money to Nepal from Canada?
How long does it take to send money to Nepal from Canada?
Can I send money to an eSewa or MORU wallet from Canada?
Is it safe to send money to Nepal online?
Are there limits on how much I can send to Nepal from Canada?
Why might a transfer to Nepal be delayed?
What is the fastest way to send money to Nepal from Canada?