Send Money to MTN Money in Uganda

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How to transfer money to MTN Money

Step 1: Choose 'Uganda' as the country you will send a transfer to.

Step 2: Select 'Mobile Wallet' as the receiving method for your recipient.  

Step 3: Enter your recipient's name.

Step 4: Under the 'Mobile e-Wallet provider' options, choose 'MTN Money' then enter the recipient's mobile number.

Step 5: You will be asked to enter the recipient's home address. 

Step 6: Enter the amount you wish to send, then select the purpose of your transfer from the options. 

Step 7: Choose your preferred payment method for the remittance and follow the payment instructions. 

Step 8: Confirm details and send your money transfer.
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How MTN Money works 

MTN Mobile Money (MoMo) in Uganda turns your phone number into a wallet — no need for a traditional bank account. You just register through an MTN agent or via a SIM swap and start transacting.

You can send and receive money instantly, pay for goods and services, top up airtime, and settle bills directly from your MoMo wallet.

Cross-border remittance support lets users receive funds from abroad directly into their MoMo wallets at no receiving charge.

To access cash, users visit MTN Mobile Money agents or authorized partner outlets across Uganda for withdrawals and deposits — making physical access convenient even for users in remote areas.

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Why choose MTN Money? 

MTN Mobile Money (MoMo) Uganda is one of the country’s most trusted and widely used mobile money platforms, operated by MTN Group, a leading telecom company with operations across 13 African countries. With millions of active users and continuous innovation, MTN MoMo remains a powerhouse in Uganda’s digital finance ecosystem.

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Trusted market leader

MTN MoMo is the most recognized mobile money service in Uganda, offering secure and reliable money transfers, bill payments, airtime purchases, and merchant payments to millions nationwide.

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Comprehensive services

From reducing withdrawal fees to introducing MoMo Advance, an overdraft facility that lets users borrow instantly when they run short on funds, MTN continues to improve financial accessibility for everyday Ugandans.

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Secure & trusted network

Backed by MTN Group’s regional strength and trusted brand, MTN Uganda’s successful IPO raising USD 152 million reflects high investor and consumer confidence in its service quality and long-term stability.

Mobile Wallets available in Uganda

Uganda’s mobile money market is one of the most advanced in Africa, with several digital wallets transforming how people manage and move money. MTN Mobile Money (MoMo) leads the sector, allowing users to send and receive funds, pay bills, buy airtime, and make merchant payments instantly through their phones. Alongside MTN MoMo, Airtel Money and Eversend are also widely used, providing millions of Ugandans with secure, fast, and reliable ways to handle everyday transactions, access financial services, and support loved ones across the country.
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Frequently Asked Questions

Have questions? We have answers!

How much does it cost to send money to MTN Mobile Money in Uganda?
How long does it take to send money to MTN Mobile Money in Uganda?
How much money can I send to (or receive into) MTN Mobile Money in Uganda?
Is there any tax on depositing money into my MTN Mobile Money account?
Which money transfer services can be used to send money to MTN Mobile Money in Uganda?
Is a specific mobile number needed to have an MTN Mobile Money account?
What are the limits on transactions on MTN Mobile Money?
Is an MTN Mobile Money account secure for receiving money?