Send Money to MTN Money in Ghana

Make seamless, affordable, and secure transfers to MTN Money with RemitBee and enjoy

You send
They receive
Pay with:
...
list icon
Free transfers over 500 CAD
list icon
Transparent margins
list icon
100% Money-back guarantee

Fast and secure

How to transfer money to MTN Money

Step 1: Choose 'Ghana' as the country you will send a transfer to.

Step 2: Select 'Mobile Wallet' as the receiving method for your recipient.  

Step 3: Enter your recipient's name.

Step 4: Under the 'Mobile e-Wallet provider' option, choose 'MTN Money' then enter the recipient's mobile number.

Step 5: You will be asked to enter the recipient's home address. 

Step 6: Enter the amount you wish to send, then select the purpose of your transfer from the options. 

Step 7: Choose your preferred payment method for the remittance and follow the payment instructions. 

Step 8: Confirm details and send your money transfer.
Image showing transfer to mtn money 653297517c.

How MTN Money works 

MTN Mobile Money (MoMo) is MTN Ghana’s mobile wallet service, letting users manage finances directly from their phones. You sign up using your MTN mobile number and a valid ID.

You can send and receive money instantly, pay bills, top up airtime, and transact with merchants — all inside the MoMo app or via USSD.

MTN also supports international remittances, letting users receive money from abroad into their MoMo wallet through partner services

Cash deposits and withdrawals are done via MTN Mobile Money agents and service centers across Ghana, giving users physical access to funds when needed.

Image showing mtn money 2ff837a19e.

Why choose MTN Money? 

Launched in 2009, MTN Mobile Money (MoMo) is Ghana’s first and most trusted mobile money service, revolutionizing how millions of Ghanaians access and manage their finances. Operated by MTN Ghana, the platform continues to lead the market by offering simple, secure, and inclusive financial solutions nationwide.

Benefit icon 6 d1e5a01ddb
Reliable and widely accessible

As Ghana’s pioneering mobile money provider, MTN MoMo holds the largest share of the mobile financial market. With over half of the country’s mobile subscribers using MTN, it remains the most trusted brand for everyday payments and money transfers.

Benefit icon 8 8e733d1342
Accessible for everyone

Through the MyMTN app and mobile USSD services, MTN MoMo has brought digital financial access to millions who previously lacked traditional banking options — making it easier than ever to save, pay, and send money across Ghana.

Icon 087f8c381e
Secure & innovative

MTN MoMo continues to evolve with enhanced security, instant transactions, and innovative features like merchant payments and international remittances, ensuring a safe and seamless financial experience for all users.

Mobile Wallets available in Ghana

Ghana’s mobile money market is among the most dynamic in Africa, driving digital financial inclusion across the country. MTN Mobile Money (MoMo) leads the industry, enabling users to send and receive money, pay bills, top up airtime, and make purchases directly from their phones. Alongside MTN MoMo, AirtelTigo Money and Vodafone Cash are also widely used, offering millions of Ghanaians fast, secure, and convenient ways to manage their finances, pay for goods and services, and support family and business needs across the nation.
Image showing money transfer through momo wallet ghana 3d6c1fe04f.

RemitBee is better on the app!

Created for our customers on the go, the RemitBee app has all the functionality you expect from the website compacted into your iPhone or Android device!

App Store Download Banner Icon
review-starts
4.6
Play Store Download Banner Icon
review-starts
4.6
remitbee app download banner
Frequently Asked Questions

Have questions? We have answers!

How much does it cost to send money to MTN Mobile Money in Ghana?
How long does it take to send money to MTN Mobile Money in Ghana?
How much money can I send to (or receive into) MTN Mobile Money in Ghana?
Is there any tax on depositing money into my MTN Mobile Money account?
Which money transfer services can be used to send money to MTN Mobile Money?
Is a specific mobile number needed to have an MTN Mobile Money account?
What are the limits on transactions on MTN Mobile Money?
Is an MTN Mobile Money account secure for receiving money?
Can you use PayPal to send money to MTN Mobile Money?