An IBAN or International Bank Account Number is a standardized international account number made up of up to 34 letters and numbers to identify bank accounts across countries. Each country has its own sequence, not exceeding 34 characters. IBAN is commonly used in Europe and other regions for making or receiving international payments.

An IBAN comprises data used to authenticate your account number, your bank’s country of origin, and other account information. During a payment, the code is validated to ensure the receiver exists. Transactions fail if an IBAN is invalid. With an IBAN checker, banks can confirm the number is error-free.

How do I find my IBAN number?

You can find your IBAN on your bank statements or by logging into online banking. You can also use an IBAN calculator—enter your existing bank details and it will compute your full IBAN.

How to calculate or check my IBAN code for Croatia?

To calculate or verify your Croatia IBAN, use the RemitBee IBAN calculator. Enter your bank code, branch code, national check digit, and account number to generate and validate the full IBAN.

IBAN for Croatia

Calculate or check your Croatia IBAN before sending money to Croatia using the HR country code, bank code, and account number format.

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What is an IBAN Number in Croatia?

An IBAN is an International Bank Account Number. In Croatia, it gives local account details a fixed format for bank transfers, so payment systems can identify the country, payment service provider, and bank account without guessing.

A Croatian IBAN starts with HR and includes two check digits, a seven-digit bank code, and a ten-digit account number. Some international payments may also ask for the recipient bank’s BIC or SWIFT code.

Croatia IBAN Format

What is the IBAN code format for Croatia?

IBAN in Croatia consists of 21 characters:

2 letter country code: HR
2 check digits
7 digit bank code
10 digit account number

Example: HR12 1001 0051 8630 0016 0

Croatia IBAN structure

HR12 1001 0051 8630 0016 0

1
Country Code (2 letters)
The first two letters are HR, the ISO country code for Croatia. They show the account follows the Croatian IBAN format.
2
Check Digits (2 numbers)
The two digits after HR help validate the IBAN through an international checksum, reducing errors from missing or mistyped characters.
3
Bank Code (7 digits)
The next seven digits identify the Croatian bank or payment service provider. In this example, the bank code is 1001005.
4
Account Number (10 digits)
The final ten digits identify the individual Croatian bank account. In this example, the account number is 1863000160.

Do we need IBAN for Croatia?

Yes, you'll usually need a Croatia IBAN for SEPA payments, international bank transfers, and many domestic payment forms connected to Croatian accounts. A local account number alone may not give banks enough detail to process the payment correctly. The IBAN combines the HR country code, validation digits, Croatian bank code, and account number into one standard format. Your provider may also request a BIC or SWIFT code.

IBAN Examples by country

Country name	SEPA	Length	IBAN Examples
Belgium	Yes	16	BE68539007547034
Switzerland	Yes	21	CH9300762011623852957
Germany	Yes	22	DE89370400440532013000
Estonia	Yes	20	EE382200221020145685
Spain	Yes	24	ES9121000418450200051332
Finland	Yes	18	FI2112345600000785
France	Yes	27	FR1420041010050500013M02606
United Kingdom	Yes	22	GB29NWBK60161331926819
Hungary	Yes	28	HU42117730161111101800000000
Ireland	Yes	22	IE29AIBK93115212345678

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What is a Croatia IBAN number?

How does a Croatian IBAN work?

Where can I find my Croatia IBAN?

How do I check or calculate a Croatia IBAN?

Do I need a BIC or SWIFT code for Croatia?

What is the bank code in a Croatia IBAN?