Ria money transfer review & guide

Exchange rates, payment options, step-by-step guide, transfer fees, and all you need to know about .

Ria 16584e2b03
Trademark Disclaimer: Ria* with whom RemitBee Incorporated (“We,” “Us,” “Our”) has no direct or indirect association in marketing, sales or customer service. Indeed, the enclosed contents are provided only for information and comparison purposes. We further state that all third-party products, services, company names and logos remain the property of their respective holders. Use of them here in this article does not imply any affiliation with or endorsement by them.

Everything you need to know

Ria review

Sending money reliably online can be a hassle. You either trade in the convenience of an easy, accessible transfer for high fees and costs, or you pay less but have to go out of your way to transfer funds. With companies such as Ria, you can have both lower-cost transfers and easy access to sending and receiving funds.

One of the largest international money transfer companies, Ria has a worldwide network covering more than 140 countries.

Payment Methods Available with Ria

Ria offers a few options for funding your online money transfers:

  • Bank account
  • Credit card
  • Debit card
  • Cash (when transferring from an agent location)

    • How much can I transfer with Ria?

    Ria Money Transfer imposes various transfer limits depending on your location, payment method, and the recipient's country

    Credit or Debit Card

    Up to $14,999.99 per 30-day period in the U.S. and CAD $3,000 per day in Canada

    Bank Account

    Up to $14,999.99 per 30-day period in the U.S. and CAD $3,000 per day in Canada.

    Cash at Agent Location

    Up to $495 per transaction in the U.S.

    How long does a transfer usually take with Ria?

    Ria Money Transfer offers varying transfer times depending on the payment method. Transfers using a credit or debit card typically take 15 minutes to 3 hours, while bank account transfers may take 3-5 business days. For cash at agent locations, funds are often available for pickup within minutes to 1 business day. Delays can occur due to security reviews, weekends, holidays, or bank processing times.
    Wise comt f7ade42768

    Pros and Cons of using Ria

    Pros
    List icon

    Presence in a wide range of countries, with more than 350,000 locations in over 140 countries.

    List icon

    Easy to send and receive money.

    List icon

    No minimum amount you can send.

    List icon

    Money is often sent quickly.

    Cons

    icon

    Online sending is only available in the United States, United Kingdom, Spain, and Australia.

    icon

    Home delivery is only available in certain areas.

    icon

    Higher exchange rate markup than some other providers.

    icon

    You must verify your bank account with microdeposits, meaning it can take a few days before you’re able to send money.

    How it works

    How does Ria make money?

    Ria makes money two ways:

    • By charging fees to send money to other countries.
    • By marking up their exchange rates

    How much you are charged in fees depends on where you’re sending money to, how much you’re sending, and how you are funding the transfer. If you are paying with a credit card or debit card, you will be charged more in fees than if you’re sending with a bank account or paying in cash.

    The person receiving the funds can opt to have their money delivered direct to their door. However, this option costs more and, because of this, you will pay additional fees for this method of delivery.

    Ria charges between 1.5% and 2.5% markup on the mid-market exchange rate. This is higher than some other online money transfer platforms but lower than other options such as banks.

    This exchange rate markup, plus their fees for sending funds, puts Ria somewhere in the middle of money transfer options in terms of the overall cost.

    Ria exchange rates

    In the money transfer industry, Ria’s exchange rates are less competitive than some other options. However, they do not charge you as much as some other companies do to send money internationally. Many services charge a markup on the mid-market exchange rate as a way to make more money. Generally, this rate hovers around 1%. Ria’s exchange rate markup is typically between 1.5% and 2.5%, making them more expensive than many options. However, some money transfer companies charge a markup on exchange rates more in the 3% to 5% range, so Ria falls right in the middle.
    Wise exchange rate a6d32b2b55

    Best rates with RemitBee

    RemitBee makes sending money abroad simple, fast, and affordable. With transparent fees and no hidden charges, it offers competitive pricing for international transfers. You can choose from multiple payment methods and benefit from the mid-market exchange rate, which ensures you get the best value for your money.

    Transfers are secure, with top-level encryption protecting your data and funds. Whether you're sending money to family or handling business transactions, RemitBee ensures a smooth, reliable experience every time.

    Safety and security

    Is Ria money transfer secure?

    Ria is considered a very secure way to send money, as the platform is well-regulated around the world.

    The company uses sophisticated security measures to protect individual financial information and payment data. They also comply with all government and other regulations regarding data security, financial management, and international currency transfers in the countries where they operate.

    Security features

  • Sophisticated security and modelling to identify suspicious login attempts and transactions.
  • Industrial-strength online and offline security designed to protect data and personal information.
  • dealtA team of security experts who regularly review suspicious transactions.
  • Not storing debit or credit card information on their servers.

    • With Ria you can send money from the following countries

    Ria allows you to send money to and from over 150 countries. Some of the countries where you can send money include:
    Graphic 5eea8b2bb7

    Other Money Transfer Providers

    Frequently asked questions

    Have questions? We have answers!

    Can I avoid paying Ria’s money transfer fees?
    How much does it cost to send money with Ria?
    Is it safe to send money with Ria?
    How do I cancel a transaction with Ria?