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If you do a transfer with Scotiabank, your money will go directly to your recipient's accounts; hence you need all their details. While what you need depends on where you are sending the money to, you essentially require;
The amount and currency
The name, address, and account number of the recipient
the money to, as written on the account
The name and address of the receiving bank
and the address of the bank you're sending money to
The recipient's IBAN for Europe and SWIFT code or routing number if you're sending money to the US
Scotiabank also provides a service known as Scotia International Money Transfer that allows you to make international transfers right from your computer. To send money, you need to;
Go to the accounts page and click transfers
Choose the option to send money internationally and go to bank deposits
Add the recipient's details and the accounts you want to transfer money
Confirm the details and complete the process
Alternatively, you can also use Scotiabank's mobile app and follow the same steps to end the money.
While using Scotiabank, money transfers can take up to 5 business days,if you opt to transfer money via Western Union, you can expect the funds to reach the recipient within 4 hours. To avoid any transfer delays, you need to;
Send money in the morning or on weekdays
Send multiple transfers in small amounts.
Arrange for your recipient to pick up the money at a Western Union location for faster processing.
Use popular currencies to send the money.