IBAN for United Arab Emirates

Calculate or check a United Arab Emirates IBAN before sending payments using the AE country code, UAE bank code, and account number.
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What is an IBAN Number in United Arab Emirates?

An IBAN is an International Bank Account Number. In the United Arab Emirates, it gives bank account details a standard format for local transfers, international payments, and account validation.

A UAE IBAN starts with AE and includes two check digits, a three-digit bank code, and a sixteen-digit account number. Some international transfers may also require a BIC or SWIFT code.
Iban format uae bc1676d184

United Arab Emirates IBAN Format

What is the IBAN code format for United Arab Emirates?

IBAN in the United Arab Emirates consist of 23 characters:
  • 2 letter country code: AE
  • 2 check digits
  • 3 digit bank code
  • 16 digit account number Example : AE07 0331 2345 6789 0123 456
Iban uae bd5d239401

United Arab Emirates IBAN structure

AE07 0331 2345 6789 0123 456
  • 1
    Country Code (2 letters)

    The first two letters are AE, the ISO country code for the United Arab Emirates. They show the account follows the UAE IBAN format.

  • 2
    Check Digits (2 numbers)

    The two digits after AE help validate the IBAN using the international checksum process before the transfer is processed.

  • 3
    Bank Code (3 digits)

    The next three digits identify the UAE bank or financial institution. In this example, the bank code is 033.

  • 4
    Account Number (16 digits)

    The final sixteen digits identify the UAE bank account. In this example, the account number is 1234567890123456.

Do we need IBAN for UAE?

Yes, you'll usually need a United Arab Emirates IBAN for salary payments, account-to-account transfers, local bank payments, and international transfers involving UAE bank accounts. A Dubai account number or UAE account number alone may not be enough because banks need the AE country code, check digits, bank code, and sixteen-digit account number in one standard format. A BIC or SWIFT code may also be requested for overseas payments.

IBAN Examples by country

Country name
SEPA
Length
IBAN Examples
BE
Belgium
Yes
16
BE68539007547034
CH
Switzerland
Yes
21
CH9300762011623852957
DE
Germany
Yes
22
DE89370400440532013000
EE
Estonia
Yes
20
EE382200221020145685
ES
Spain
Yes
24
ES9121000418450200051332
FI
Finland
Yes
18
FI2112345600000785
FR
France
Yes
27
FR1420041010050500013M02606
GB
United Kingdom
Yes
22
GB29NWBK60161331926819
HU
Hungary
Yes
28
HU42117730161111101800000000
IE
Ireland
Yes
22
IE29AIBK93115212345678

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Frequently asked questions

Have questions? We have answers!

What is a United Arab Emirates IBAN number?
What is the UAE IBAN format?
What is 033 bank code in a UAE IBAN?
How do I get an account number from a UAE IBAN?
Where can I find my UAE or Dubai IBAN?
Do I need a BIC or SWIFT code for UAE transfers?