IBAN for Switzerland
Calculate or check a Switzerland IBAN before sending payments using the CH country code, Swiss bank code, and account number.
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What is an IBAN Number in Switzerland?
An IBAN is an International Bank Account Number. In Switzerland, it gives bank accounts a standard format for SEPA payments, international transfers, and account validation.
A Swiss IBAN starts with CH and includes two check digits, a five-digit bank code, and a twelve-character account number. Some banks or payment providers may also ask for a BIC or SWIFT code.
A Swiss IBAN starts with CH and includes two check digits, a five-digit bank code, and a twelve-character account number. Some banks or payment providers may also ask for a BIC or SWIFT code.
Switzerland IBAN Format
What is the IBAN format in Switzerland?
IBAN in Switzerland consist of 21 characters:
- 2 letter country code: CH
- 2 check digits
- 5 digit bank code
- 12 character account number Example : CH93 0076 2011 6238 5295 7
Switzerland IBAN structure
CH93 0076 2011 6238 5295 7
- Country Code (2 letters)
The first two letters are CH, the ISO country code for Switzerland. They show the account follows the Swiss IBAN format.
- Check Digits (2 numbers)
The two digits after CH help validate the IBAN through the international checksum process before a payment is processed.
- Bank Code (5 digits)
The next five digits identify the Swiss bank or clearing institution. In this example, the bank code is 00762.
- Account Number (12 characters)
The final twelve characters identify the Swiss bank account. In this example, the account number is 011623852957.
Do we need IBAN for Switzerland?
Yes, you'll usually need a Switzerland IBAN for SEPA payments, international bank transfers, and payments sent to Swiss bank accounts from abroad. A local Swiss account number may not be enough because payment systems need the CH country code, check digits, bank code, and account number in one validated format. A BIC or SWIFT code may also be requested depending on the bank, payment route, and currency.
IBAN Examples by country
Country
Country name | SEPA | Length | IBAN Examples |
|---|---|---|---|
 Belgium | Yes | 16 | BE68539007547034 |
 Switzerland | Yes | 21 | CH9300762011623852957 |
 Germany | Yes | 22 | DE89370400440532013000 |
 Estonia | Yes | 20 | EE382200221020145685 |
 Spain | Yes | 24 | ES9121000418450200051332 |
 Finland | Yes | 18 | FI2112345600000785 |
 France | Yes | 27 | FR1420041010050500013M02606 |
 United Kingdom | Yes | 22 | GB29NWBK60161331926819 |
 Hungary | Yes | 28 | HU42117730161111101800000000 |
 Ireland | Yes | 22 | IE29AIBK93115212345678 |
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Frequently asked questions
Have questions? We have answers!
What is a Switzerland IBAN number?
What does CH mean in an IBAN?
Is CH93 0076 2011 6238 5295 7 a Swiss IBAN example?
Where can I find my Swiss IBAN?
What does Swiss IBAN missing or invalid bank error mean?
Do I need a BIC or SWIFT code for Switzerland?