An IBAN or International Bank Account Number is a standardized international account number made up of up to 34 letters and numbers to identify bank accounts across countries. Each country has its own sequence, not exceeding 34 characters. IBAN is commonly used in Europe and other regions for making or receiving international payments.

An IBAN comprises data used to authenticate your account number, your bank’s country of origin, and other account information. During a payment, the code is validated to ensure the receiver exists. Transactions fail if an IBAN is invalid. With an IBAN checker, banks can confirm the number is error-free.

How do I find my IBAN number?

You can find your IBAN on your bank statements or by logging into online banking. You can also use an IBAN calculator—enter your existing bank details and it will compute your full IBAN.

How to calculate or check my IBAN code for Poland?

To calculate or verify your Poland IBAN, use the RemitBee IBAN calculator. Enter your bank code, branch code, national check digit, and account number to generate and validate the full IBAN.

IBAN for Poland

Calculate or check a Polish IBAN before sending payments using the PL country code, NRB bank identifier, and account number.

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What is an IBAN Number in Poland?

An IBAN is an International Bank Account Number. In Poland, it changes a domestic NRB account number into an international format for SEPA payments, euro transfers, and bank validation.

A Polish IBAN starts with PL and includes two check digits, an eight-digit bank identifier, and a sixteen-digit account number. Some banks or transfer providers may also ask for a BIC or SWIFT code.

Poland IBAN Format

What is the IBAN code format for Poland?

IBAN in Poland consist of 28 characters:

2 letter country code: PL
2 check digits
8 digit bank identifier
16 digit account number Example: PL61 1090 1014 0000 0712 1981 2874

Poland IBAN structure

PL61 1090 1014 0000 0712 1981 2874

1
Country Code (2 letters)
The first two letters are PL, the ISO country code for Poland. They show the account follows the Polish IBAN format.
2
Check Digits (2 numbers)
The two digits after PL help validate the IBAN through the international checksum process before a payment is processed.
3
Bank Identifier (8 digits)
The next eight digits identify the Polish bank and routing section. In this example, the bank identifier is 10901014.
4
Account Number (16 digits)
The final sixteen digits identify the Polish bank account. In this example, the account number is 0000071219812874.

Do we need IBAN for Poland?

Yes, Poland uses IBANs for SEPA payments, international transfers, and payments sent to Polish bank accounts from abroad. A domestic Polish account number is usually written as a 26-digit NRB, but the IBAN adds the PL country code to make it usable internationally. The full Polish IBAN includes the country code, validation digits, bank identifier, and account number in one standard format. If you're ready to transfer funds, RemitBee makes it fast, secure, and affordable to send money to Poland. Some transfers may also require a BIC or SWIFT code.

IBAN Examples by country

Country name	SEPA	Length	IBAN Examples
Belgium	Yes	16	BE68539007547034
Switzerland	Yes	21	CH9300762011623852957
Germany	Yes	22	DE89370400440532013000
Estonia	Yes	20	EE382200221020145685
Spain	Yes	24	ES9121000418450200051332
Finland	Yes	18	FI2112345600000785
France	Yes	27	FR1420041010050500013M02606
United Kingdom	Yes	22	GB29NWBK60161331926819
Hungary	Yes	28	HU42117730161111101800000000
Ireland	Yes	22	IE29AIBK93115212345678

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What is a Polish IBAN number?

Does Poland use IBAN?

Where can I find my Poland IBAN?

How do I check my Polish IBAN?

Can I calculate a Polish IBAN from an account number?

Do I need a BIC or SWIFT code for Poland?