IBAN Number for Malta

Calculate or check a Malta IBAN before sending payments using the MT country code, bank code, sort code, and account number.

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What is an IBAN Number in Malta?

An IBAN is an International Bank Account Number. In Malta, it gives bank accounts a standard format used for SEPA transfers, euro payments, international payments, and account validation.

A Malta IBAN starts with MT and includes two check digits, a four-letter bank code, a five-digit sort code, and an eighteen-character account number. Some payment routes may also ask for the bank’s BIC or SWIFT code.

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Malta IBAN Format

What is the IBAN code format for Malta?

IBAN in Malta consist of 31 characters:

2 letter country code: MT
2 check digits
4 letter bank code
5 digit sort code
18 character account number Example : MT84 MALT 0110 0001 2345 MTLC AST0 01S

Malta IBAN structure

MT84 MALT 0110 0001 2345 MTLC AST0 01S

1
Country Code (2 letters)
The first two letters are MT, the ISO country code for Malta. They show the account follows the Maltese IBAN format.
2
Check Digits (2 numbers)
The two digits after MT help validate the IBAN through the international checksum process before the payment is processed.
3
Bank Code (4 letters)
The next four letters identify the Maltese bank and match the first part of the bank's BIC. In this example, the bank code is MALT.
4
Sort Code (5 digits)
The five digits after the bank code identify the local Maltese bank routing code. In this example, the sort code is 01100.
5
Account Number (18 characters)
The final eighteen characters identify the Maltese bank account. In this example, the account number is 0012345MTLCAST001S.

Do we need IBAN for Malta?

Yes, you'll usually need a Malta IBAN for SEPA payments, euro transfers, and international bank transfers involving a Maltese bank account. A local account number may not be enough for payment forms because Malta uses a longer IBAN with the MT country code, check digits, bank code, sort code, and account number in one standard sequence. A BIC or SWIFT code may also be requested for some non-SEPA or international transfers.

IBAN Examples by country

Country name	SEPA	Length	IBAN Examples
Belgium	Yes	16	BE68539007547034
Switzerland	Yes	21	CH9300762011623852957
Germany	Yes	22	DE89370400440532013000
Estonia	Yes	20	EE382200221020145685
Spain	Yes	24	ES9121000418450200051332
Finland	Yes	18	FI2112345600000785
France	Yes	27	FR1420041010050500013M02606
United Kingdom	Yes	22	GB29NWBK60161331926819
Hungary	Yes	28	HU42117730161111101800000000
Ireland	Yes	22	IE29AIBK93115212345678

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What is a Malta IBAN number?