IBAN for Germany

Calculate or check a German IBAN before sending payments using the DE country code, BLZ bank code, and account number.
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What is an IBAN Number in Germany?

An IBAN is an International Bank Account Number. In Germany, it turns local bank details into a standard format used for SEPA payments, euro transfers, international bank transfers, and account validation.

A German IBAN starts with DE and includes two check digits, an eight-digit bank code known as the Bankleitzahl or BLZ, and a ten-digit account number. Some transfers may also request the bank’s BIC or SWIFT code.
Iban germany 063e2b8f1a

IBAN Format

What is the IBAN code in Germany?

IBAN in Germany consist of 22 characters:
  • 2 letter country code: DE
  • 2 check digits
  • 8 digit bank code / BLZ
  • 10 digit account number Example : DE89 3704 0044 0532 0130 00
Iban format germany f181cd0331

Germany IBAN structure

DE89 3704 0044 0532 0130 00
  • 1
    Country Code (2 letters)

    The first two letters are DE, the ISO country code for Germany. They show the account follows the German IBAN format.

  • 2
    Check Digits (2 numbers)

    The two digits after DE help validate the IBAN through the international checksum process before a payment is sent.

  • 3
    Bank Code / BLZ (8 digits)

    The next eight digits identify the German bank using the Bankleitzahl, or BLZ. In this example, the bank code is 37040044.

  • 4
    Account Number (10 digits)

    The final ten digits identify the German bank account. In this example, the account number is 0532013000.

Do we need IBAN for Germany?

Yes, you'll usually need a Germany IBAN for SEPA payments, euro transfers, and international payments connected to a German bank account. A German account number alone is not enough for most cross-border payment forms because banks need the DE country code, check digits, BLZ bank code, and account number in one standard format. Depending on the payment route, a BIC or SWIFT code may also be requested.

IBAN Examples by country

Country name
SEPA
Length
IBAN Examples
BE
Belgium
Yes
16
BE68539007547034
CH
Switzerland
Yes
21
CH9300762011623852957
DE
Germany
Yes
22
DE89370400440532013000
EE
Estonia
Yes
20
EE382200221020145685
ES
Spain
Yes
24
ES9121000418450200051332
FI
Finland
Yes
18
FI2112345600000785
FR
France
Yes
27
FR1420041010050500013M02606
GB
United Kingdom
Yes
22
GB29NWBK60161331926819
HU
Hungary
Yes
28
HU42117730161111101800000000
IE
Ireland
Yes
22
IE29AIBK93115212345678

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What is a Germany IBAN number?
How does a DE IBAN work?
What is the IBAN example DE89 3704 0044 0532 0130 00?
How do I get the account number from a German IBAN?
Where can I find or check my Germany IBAN?
Do I need a BIC or SWIFT code for Germany?