An IBAN or International Bank Account Number is a standardized international account number made up of up to 34 letters and numbers to identify bank accounts across countries. Each country has its own sequence, not exceeding 34 characters. IBAN is commonly used in Europe and other regions for making or receiving international payments.

An IBAN comprises data used to authenticate your account number, your bank’s country of origin, and other account information. During a payment, the code is validated to ensure the receiver exists. Transactions fail if an IBAN is invalid. With an IBAN checker, banks can confirm the number is error-free.

How do I find my IBAN number?

You can find your IBAN on your bank statements or by logging into online banking. You can also use an IBAN calculator—enter your existing bank details and it will compute your full IBAN.

How to calculate or check my IBAN code for Estonia?

To calculate or verify your Estonia IBAN, use the RemitBee IBAN calculator. Enter your bank code, branch code, national check digit, and account number to generate and validate the full IBAN.

IBAN for Estonia

Calculate or check an Estonia IBAN before sending payments using the EE country code, bank code, branch code, and account number format.

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What is an IBAN Number in Estonia?

An IBAN is an International Bank Account Number. In Estonia, it is the standard account format used for payments, helping banks recognise the country, bank, branch, and account details in a clear sequence.

An Estonia IBAN starts with EE and includes check digits, a bank code, branch code, account number, and national check digit. For some international transfers, you may also need the bank’s BIC or SWIFT code.

Estonia IBAN Format

What is the IBAN code format for Estonia?

IBAN in Estonia consists of 20 characters:

2 letter country code: EE
2 check digits
2 digit bank code
2 digit branch code
11 digit account number
1 national check digit

Example: EE38 2200 2210 2014 5685

Estonia IBAN structure

EE38 2200 2210 2014 5685

1
Country Code (2 letters)
The first two letters are EE, the ISO country code for Estonia. They show that the account follows the Estonian IBAN format.
2
Check Digits (2 numbers)
The two digits after EE help validate the IBAN through the international checksum process before a payment is processed.
3
Bank Code (2 digits)
The next two digits identify the Estonian bank. In this example, the bank code is 22.
4
Branch Code (2 digits)
The two digits after the bank code identify the branch or routing section. In this example, the branch code is 00.
5
Account Number (11 digits)
The next eleven digits identify the Estonian bank account. In this example, the account number is 22102014568.
6
National Check Digit (1 number)
The final digit is the Estonian national check digit. In this example, the national check digit is 5.

Do we need IBAN for Estonia ?

Yes, you need an Estonia IBAN for most payments connected to Estonian bank accounts, including SEPA transfers, euro payments, and international bank transfers. Since Estonia uses the IBAN as the standard account number format, a local arvelduskonto number may appear inside the IBAN rather than being used alone. The EE IBAN combines the country code, validation digits, bank code, branch code, account number, and national check digit in one readable format.

IBAN Examples by country

Country name	SEPA	Length	IBAN Examples
Belgium	Yes	16	BE68539007547034
Switzerland	Yes	21	CH9300762011623852957
Germany	Yes	22	DE89370400440532013000
Estonia	Yes	20	EE382200221020145685
Spain	Yes	24	ES9121000418450200051332
Finland	Yes	18	FI2112345600000785
France	Yes	27	FR1420041010050500013M02606
United Kingdom	Yes	22	GB29NWBK60161331926819
Hungary	Yes	28	HU42117730161111101800000000
Ireland	Yes	22	IE29AIBK93115212345678

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What is an Estonia IBAN number?