You must be aged 18 years and above
Hold a valid Hong Kong identity card
Provide a valid Hong Kong permanent identity
To create an account with Bank of China, you need to;
Download the Bank of China mobile app
Scan your identity card
Perform facial recognition exercise to verify your identity
Input mobile number
Set up internet banking
Provide personal information
You also need a minimum deposit of $1,000 to open a personal account. The balance in a Checking Account will not earn any interest.
Bank of China USA also does not allow overdrafts in the account or the honoring of your check drawn on the account against uncollected funds.
To transact telegraphic transfer, you need to fill out a telegraphic transfer application form in English and obtain the following;
Remittance currency and amount
Your recipient's name and address
The recipient's account number in the opening Bank
Name, SWIFT code or address of the recipient
To transact demand draft, you need to fill out a demand draft application form in English and provide
Remittance currency and amount
The payee's name and address.
To complete a demand draft for international remittance, you'll need the following details;
The destination currency
The amount you wish to pay
-The payee's contact details - name and address
Pay with
Estimated delivery time