How to Get a Credit Card in Canada

Unless it is designed to be an international credit card, your credit card from your country of origin might come with hefty fees if you use it in Canada. That’s why you need to get a Canadian credit card or an international one that works in Canada without international fees.

In this post, we’re going to go over a few of the top credit card providers, how to apply for a credit card, and how to send money online with a credit card.

Top 5 Credit Cards for Canadians

As we mentioned, you’ll need to choose a credit card provider that allows you to use it in Canada without any international fees.

Here are five of the best credit cards for Canadians:

• American Express Cobalt™ Credit Card
• Scotiabank® Gold American Express® Card
• Scotia Momentum® Visa Infinite Card
• SimplyCash™ Preferred Card from American Express
• BMO® World Elite™ Mastercard®

If you’re a first-time applicant, we recommend looking into starter cards, secured cards, or student cards. The fees and limits on these cards are typically lower, but they are designed to help you build credit.

How to Apply for a Credit Card

Applying for a credit card can vary a little from provider to provider. For this post, we’re going to discuss applying for a credit card online.

In general, the credit card application process looks a little like this:

1. Choose a provider
2. Go to the credit card company’s website
3. Find the button that says “Apply” or “Apply Now”
4. Accept any terms and conditions
5. Enter your contact information to create an account
6. Fill-in additional information as prompted (government ID number, information about your credit, income information, etc.)
7. Submit your application and wait for approval

This process is very straightforward, but if you have any issues, we recommend contacting the credit card provider directly.

Sending Money Online from Canada

Send money abroad online is easy with Remitbee. All you have to do is sign up for a free Remitbee account, verify your identity, add a recipient, and add your preferred payment.

At this time, you cannot use your credit card as a payment method, but you can use a debit card, Interac, or connect your Remitbee wallet directly to your bank account.

Sending money is cheap and convenient with Remitbee since you can transfer money to recipients all around the world.

Sign up for your free Remitbee account today to get started.