Western Union: CAD to PHP

Western Union is one of the oldest international money transfer providers in the world. It has over 550,000 locations in 200 plus countries where your receipt can receive funds.

Additionally, it's one of the fastest money transfer services that deliver cash within minutes.

Sending Options

You can send CAD to PHP via Western Union in person, through the app, or online.

With Western Union, your fees depend on the amount you send.

You can save on transaction fees by registering for the Western Union loyalty program and earning redeemable points.

Trademark Disclaimer : Western Union* is a trademark of The Western Union Company, Western Union Holdings, Inc. with whom Remitbee Incorporated (“We,” “Us,” “Our”) has no direct or indirect association in marketing, sales or customer service. Indeed, the enclosed contents are provided only for information and comparison purposes. We further state that all third-party products, services, company names and logos remain the property of their respective holders. Use of them here in this article does not imply any affiliation with or endorsement by them.

Send CAD to PHP via Western Union

1. Create a Western Union Account

If you don’t already have an account, you will need to create one:

• Visit the Western Union website or download the Western Union app.
• Click on “Sign Up” and provide the required details, such as your name, email address, and phone number.
• Verify your identity as per the requirements for your region.

2. Prepare the Necessary Details

Before initiating the transaction, make sure you have the following:

• Recipient’s Name: Ensure the name matches their government-issued ID.
• Recipient’s Location: Specify the country (Philippines) and the city if applicable.
• Recipient’s Bank Details: If sending to a bank account, have the bank name, account number, and any other required information handy.
• Amount to Send: Decide the amount in CAD you wish to send.

3. Choose the Transfer Method

Western Union offers multiple transfer methods to cater to your needs:

a. Online Transfer

• Log in to your Western Union account.
• Enter the recipient’s details.
• Specify the amount in CAD and choose PHP as the payout currency.
• Select the payment method (credit/debit card, bank transfer, etc.).
• Confirm the details and submit your transaction.

b. In-Person Transfer

• Visit a nearby Western Union agent location.
• Fill out the money transfer form with the recipient’s details.
• Pay the amount in CAD along with the transfer fees.
• Keep the receipt with the Money Transfer Control Number (MTCN).

c. Mobile App Transfer

• Open the Western Union app on your smartphone.
• Follow the same steps as the online transfer.

4. Pay the Transfer Fees

Western Union charges a fee for money transfers, which varies based on:

• Transfer Method: Online, in-person, or app.
• Payment Option: Credit card payments may incur higher fees compared to bank transfers.
• Transfer Speed: Faster transfers may have higher fees.

Use Western Union’s fee calculator to estimate the cost of your transfer.

5. Confirm the Exchange Rate

Western Union’s currency converter provides the real-time exchange rate between CAD and PHP. Double-check this rate before completing the transaction to ensure transparency.

6. Complete the Transaction

Once all details are verified:

• Confirm the transaction.
• Save the receipt, which contains the MTCN. Share this number with your recipient to track the transfer.

7. Notify the Recipient

Inform the recipient of the transaction details, including:

• Amount sent.
• Expected payout amount in PHP.
• MTCN for tracking.

Alternative to Western Union: RemitBee

When considering sending money to the Philippines, choosing the best remittance service is essential for saving on fees and getting favorable exchange rates.

As of 20/04/2025, the exchange rate stands at 1 CAD = 40.5062 PHP, but this rate is subject to change. Always verify the latest rates before completing your transaction. Tools like Western Union's currency converter or alternatives such as RemitBee can provide accurate and updated exchange rate information.

RemitBee offers a straightforward and user-friendly service designed to provide excellent deals for sending money to the Philippines. Compared to average banks and Western Union, RemitBee delivers better rates and zero transfer fees, ensuring more value for your money. Whether you're supporting loved ones or managing payments, you can trust RemitBee to make the process simple and cost-effective.