Key Things Immigrants Need to Know About Life in Canada

Canada is an amazing place to settle down, especially if you want a better life for yourself and your family. Data shows that the number of immigrants in Canada from 2023 to 2024 was almost 500,000. The latest census also showed that India was the first country of birth for foreign-born residents in Canada in 2021.

Can you imagine what your life would be like when you settle down in Canada? You can smell pine trees, make snow angels, and enjoy bacon and maple syrup. Those are just some of the new normal you’ll experience when immigrating to Canada. To give you a realistic picture of life in Canada for immigrants, here are 10 things you should know.

1. Understanding Immigration Process and Programs in Canada

The Canadian government welcomes skilled workers, investors, entrepreneurs, students, and family members to settle in Canada. The several types of visas and immigration programs available include: - Federal Skilled Worker Program - Canadian Experience Class - Provincial Nominee Program - Family Sponsorship

After submitting your application and required documents and paying the fees, your application will be reviewed by Immigration, Refugees, and Citizenship Canada (IRCC).

Once you become a permanent resident in Canada, you can enjoy many benefits, including access to healthcare services, free education for your kids, and the ability to apply for Canadian citizenship.

2. Canada’s Healthcare System

Canada has a publicly funded healthcare system, and all Canadian citizens and permanent residents can access basic medical services for free, except for dental and vision care. However, newcomers to Canada are not immediately covered by its healthcare system. Each province has its own healthcare plan and eligibility rules.

Newcomers can avail themselves of health coverage from private insurance companies, but the price can be high. On the other hand, some employers also offer healthcare benefits to their employees. So, if you are immigrating to Canada and will be working, ask employers about this when considering job offers.

3. Tips on Finding a Job in Canada

Landing a job in Canada is a big challenge for new immigrants. If you plan to work in Canada and are not a permanent resident, you should obtain a work permit. To search for jobs, go through online job postings, network with colleagues in your field, and contact recruitment agencies. The Canadian government offers programs to help immigrants navigate the local job market. Aside from LinkedIn and Monster, their job board is also a place where you can find work opportunities in Canada.

Also read: Canadian Experience Hurdle: How to Get a Job in Canada for New Immigrants

Short-term job options: Since landing a job in Canada can be a lengthy process, you may consider taking on a job that is not in line with your career in the short term. You may also have to take a lower-paying job while upgrading your skills or gaining experience in the country.

4. Cost of Living in Canada

• Household expenses in Canada typically include:
  • Home
  • Heating and other utilities
  • Food
  • Clothing
  • Transportation
  • Health insurance

Most Canadians spend up to half of their income on housing and utilities. If you rent an apartment in Canada, the average expense will range from 350 CAD to 2000 CAD.

Two meals in Canada start at 10 CAD in fast-food restaurants. If you plan to cook, your monthly groceries can range from 200 CAD to 450 CAD.

Also read: Cost of living in Canada

5. Money Remittance Service Provider is Important

• One reason people immigrate to Canada is to provide a better life for their families back home.
• If you are in Canada for the same reason, choosing the best money remittance service provider is important.
• Some send-money services in Canada offer low exchange rates and charge high fees.

RemitBee is the best choice for sending money from Canada. Since we are made up of immigrants in Canada, we understand how each dollar is important to you. That is why we offer competitive rates and low fees. You can even send money for free when you remit over 500 CAD in one transaction. Sign up with remitbee

6. Canadian Culture and Social Norms

Holding the door is one of the fundamental good manners in Canada. It is also encouraged to attempt small talk with people around you. You can start a conversation with a “hi.”

Timeliness is essential in Canada. If you’ve set a date or meeting, be there on time. Many Canadians arrive 15 minutes early to a scheduled event as a sign of professionalism.

Canadians are courteous. They say thank you, respect the line, and apologize all the time. However, kissing on the cheek is not something Canadians do. For Canadians, an unsolicited kiss at the first meeting can be an invasion of personal space. So, if you meet someone for the first time, it is best to put your hand out to shake.

7. Education System in Canada

If you immigrate to Canada with your kids, they may be eligible to attend public schools for free. The government funds public schools in Canada. If you want to further your education, there are plenty of universities and colleges in Canada where you can study. However, a student visa may be required. It is also worth noting that tuition fees for international students are typically higher than for Canadian citizens and permanent residents.

English and French are the official languages in Canada. Universities and colleges in the country may require students to take language proficiency tests before being accepted.

8. Being Familiar with the Canadian Tax System

• Your residency status plays a vital role in determining your tax obligations in Canada.
• As a newcomer, you are not obligated to do your taxes until a year after you become a resident for tax purposes.
• Canada has a graduated or progressive tax system. The more you earn, the higher the tax you will pay.

9. Building Credit in Canada

With a good credit score, you can easily qualify for a credit card or a loan in Canada. To build good credit, start by applying for a student or secured credit card. When using your credit card, track and pay your bills on time. As much as possible, do not go above your credit card limit.

10. Getting Around Using the Canadian Transportation System

For domestic travel within Canada, you can take a plane, train, bus, ferry, or car. Canada has a well-connected rail network, and you can score more affordable tickets if you buy them in advance. Taking the bus is the most affordable way to travel around Canada. Most buses in Canada have air conditioning and a restroom on board. Ferry boats are common transportation options in the coastal regions of Canada, such as British Columbia and the Atlantic. You can also drive a private vehicle in Canada, rent a car, or book ride-sharing apps like Uber and Lyft to travel around the country.

Conclusion

Immigrating to Canada is an exciting opportunity that promises a fresh start, a new culture, and numerous possibilities for a better life. However, the journey involves understanding various aspects of Canadian life to make your transition smoother and more successful.

Whether you’re debating whether to finish your studies in the Philippines or seize an opportunity to migrate, as seen in the social media post of the Filipino college student, it’s clear that Canada is a land full of opportunities for those willing to embrace change. As many immigrants have found success in Canada—whether through work, education, or community integration—so can you.

As you plan your move, remember that facing challenges is normal, but with the right resources and mindset, you can thrive in your new life. Take your time to learn, adjust, and integrate into Canadian society. From understanding the tax system to enjoying your first snow, every moment in Canada will contribute to your personal growth and success.

Ready to begin your Canadian journey? Make sure to seek out resources, connect with fellow newcomers, and stay informed to take advantage of Canada's incredible opportunities.