By Remitbee - Dec 15, 2021
Did you know that each of Canada's provinces is responsible for providing health care? One of the perks for people relocating to Canada is its access to publicly funded health care. In Ontario, it is called OHIP (Ontario Health Insurance Program).
The provincial government uses a portion of the taxes paid by citizens and residents in each Canadian province to administer health care. This allows eligible people to access essential health and medical care for free or at a lower cost.
In this article, you will have everything you need to know about Ontario Health Insurance, including what it covers, eligibility, documents required, and how to apply for an OHIP card.
A health insurance card is required in Canada to get medical services. Because the costs of these medical services are funded by provincial taxes, OHIP provides a wide variety of primary health care at zero cost. That's why if you plan to relocate to Ontario, an OHIP card, which the local government issues, is required. This card verifies that you are entitled to free health care in the province.
Each eligible person, including children, receives their card. Every time you see a doctor, get a medical test or visit a hospital, you'll be requested to present your valid OHIP card. To get a card as a newcomer to Ontario, you must visit and apply to Service Ontario.
You are eligible for OHIP if: - You live in Ontario whether you're a Canadian citizen, a permanent resident, or a landed immigrant. - You have applied for Canadian citizenship or permanent residency and have met the government's eligibility conditions. - During your first six months, you did not leave the province for more than 30 days. That means you must spend 153 days in Ontario during your first 183 days and in any 12 months in the province. - You are a foreign worker having a valid work permit that allows you to work in Canada. - You can be away from Ontario or Canada for up to 212 days in 12 months and still be covered as long as your primary residence remains in Ontario.
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OHIP covers the following expenses fully and partially: - When you visit a family doctor, walk-in clinic, and hospital stays, including medical practitioners, diagnostic tests (such as an x-ray), medications, and meals. - A one eye exam every 12 months for anyone under 20 years old and 65 years old above. - If you live in northern Ontario, you get to travel for free to access health care. - Dental surgery - Ambulance services - Podiatry services
In most cases, OHIP will only pay for necessary medical services, such as a doctor or hospital visits. The Ontario healthcare system excludes some essential benefits, including:
You must fill out an application to get an Ontario Health Insurance Plan (OHIP) card. You'll also need to present a few documents to provide with your application. Original documents must be brought because photocopies are not accepted. You'll need three different types of documents.
A document proving that your immigrant status qualifies you for OHIP.
For Canadian Citizens - A birth certificate from a province in Canada - Certificate of Registration of Birth Abroad - Certified Statement of Live Birth - Naturalization Certificate or Certificate of Canadian Citizenship - Certificate of Indian Status - Certified Registered Indian Record - Valid Passport
For landed immigrants Valid Permanent Resident Card that is less than five years old. Permanent Residency Confirmation Record of Landing
You can apply if you have all of the required documentation. However, you will not be eligible for a Health Card until after the 3-month waiting period is up.
To apply, you can get an application form online or at a ServiceOntario office near you. Gather the documentation you'll need and bring your application and supporting documents to their office center.
A newcomer to Canada? Great! Now that you are familiar with how healthcare in Canada works, you can go on to the next step. How about sending money from Canada?
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